The fact is, all of you will be completely proven wrong. Ponzi schemes do not last more than 6 months. All ponzi-cryptos never lasted more than a year. The math proves it is absolutely impossible, to pay out as many members as they have, and reach 18 months, if it was a ponzi. Impossible. Many experts have done the math. There have been days in MTI where the trading earnings were 0.1% or even 0% sometimes. Then other days when it was up to 0.5%. This proves that we get paid only when profit is made. Not ONE withdrawal I have made, has failed. Every single one has gone through, smoothly. And there is not one person I know in my team that has not received a withdrawal. Your problem is, none of you here comprehend or understand, that ALL income is 100% from trading. And split up.
The fact is this, people who attack MTI are jealous. And they hate MLMs. And they have a disposition to spread fear, and doom and gloom, creating a panic. Then if the panic works, it will cause the masses to withdraw. Then if the masses withdraw, it will hurt the company. Then if the company collapses because of a massive amount of people withdrawing, then the naysayers and bashers can all say "see! told ya so!", when here they were the one that caused it to collapse.
You people are simply, evil, wicked, and possessed. It's as simple as that.
I'm gonna show you some courtesy and assume that you are genuinely uninformed as to what a Ponzi scheme is.
• Bernie Madoff's ponzi ran for 17 years.
• The MMM ponzi ran for 15 years
• The refreshed MMM ponzi scheme (called MMM Global) was started yet again by the same founder as the original MMM scheme in 2011.
FYI, the founders of MTI (Cheri and Clynton Marks) were also involved in MMM - you can find their testimonial vids on Youtube.
You are totally right in saying that they cannot payout the amount of people they have and last more than 18 months. Hence, the reason they are still around, is because most people haven't made substantial withdrawals. Most people will keep their money in there because that ensures that their money "grows" at a bigger rate. Ponzi artists know this, which is why ponzis occur so often. And by the way, if an "investment opportunity" collapses because a large number of people make a withdrawal, then that scheme is BY DEFINITION a Ponzi. A Ponzi collapses when the amount being withdrawn exceeds the capital which is available. If the withdrawals can exceed the capital which is available, then it means the "investment firm" lied to the investors about how much their investments had grown.
The fact that you are unaware of the above, and yet you say "the math proves it is absolutely impossible", illustrates that you simply haven't done any of the maths.
So here, let me give you some math to show you why MTI's returns are completely unrealistic:
MTI claims that members can see an average monthly return on their investment of around 10%. However, the ROIs only account for 40% of the total profit being made (as shown by those daily profit statements they like to put out on Facebook). Which means that what MTI is actually claiming is a monthly profitability of 25% in total.
You can verify this by looking at those daily trading things that Joel Santiago likes to post on his Facebook. For the month of August the final ROI for members came to 8.044% and the compounded total of all the daily trading profits came to 20.11% (8.044% x 2.5 = 20.11%).
Are you even aware that there isn't an infinite amount of Bitcoin? The maximum amount of bitcoin that can ever exist is 21 million, of which 18.5 million are currently in circulation. It will take an estimated 120 years for the remaining 2.5 million Bitcoin to get mined. Then there are also an estimated 3-4 million Bitcoin which are "lost" (sitting somewhere in a bunch of forgotten or inaccessible wallets).
For the sake of simplicity, let's forget about that and let's assume that all 21 million Bitcoin were currently in circulation, and let's say MTI claimed an average monthly profitability of 20% rather than 25% (I'm really being generous towards MTI here).
The formula for compound interest is:
Final amount = (Initial amount) x (1 + decimal profitability claim) ^ interest terms.
So, if MTI holds 17,000 BTC, and are claiming that they make an average of 20% profit from their "trading", how long do you think that scheme can still last? Keep in mind that there is a limit of 21 million Bitcoin.
20,821,763.86 = 17,000 x (1.2 ^
39)
NOT EVEN 40 MONTHS. That is the absolute MAXIMUM length that MTI's scheme could run if they were actually legitimate. At that point they would own all of the Bitcoin in the world, and this doesn't even account for the fact that a large chunk of the Bitcoin isn't even in circulation yet whilst another chunk is lost forever.
Does that sound even remotely plausible to you?
So please, before you try to ridicule and insult critics of MTI's bogus scheme, consider the possibility that we criticize MTI entirely BECAUSE we know more about crypto than the average Joe (MTI's target market).