This company Ethos Traders, Inc. founder by Cecil Robles, uses a number names in the past (fx sniper, 4x educator, advent forex trading/course, fundamental trading, fx predator pro) and now he has a current name (currency investor club) and this time he's after your 401k retirement savings to put in use under his control. I have purchased a software on Sep. 24 & 25, 2012 (fx predator pro) $86.00 & $295.00 + a monthly $97.00 data service updates. After downloading the software to my MT4 platform several times-thinking this should work. 4 weeks went by trying to figure it out why its not working, I finally found out on the 4th week-that it requires a license code for it to work. Since then I have been requesting for a complete refund-no response. Then on Oct. 22 & 23, 2012 my bank statement showed a deductions of $86.00 & $97.00, I call the bank to put the stop payment(was to late), but stopped all future deductions from this company. On Nov. 8, 2012 they emailed me the license code-which I can careless for something that doesn't work, still they haven't send my refund of $661.00 up to this date. I checked with the better business bureau and it showed that this company has a poor rating & has sold or went partnered with another business that is currently traded on the stock market. As of today I found that Cecil Robles is still conducting business in the "Forex Market" has "Currency Investor's Club/Pro Forex Academy" (https://ethostraders.infusionsoft.com/go/CICAFF1/antomike/, now in Florida State. He has several state adresses-Hayden, ID., Athol, ID., Woodburn, MA. Jacksonville, FL. . Please review his new site that his presentation sounds all good, with his past performances is oustanding with current clients all made up. Consumers!!!!! please be aware of this con artist-looking for the next victim!!!