figfx.com is closed and runaway from 1 st april. huge scam over $100 cr. when i was go their office there are many emplyee of their company which is not get any salary from 1 months and they are file case in police for fraud about this.
BTW, also regulated companies can bankrupt and run with your money, but the their is some amount of protected money by the regulation ( it change between regulations)
Regarding Figfx, As we all understand this look like |run away with clients money|. If someone deposited via credit card/Pay Pal he can start proceed charge back based on internet fraud. in credit card companies you can make charge back till max 4 to 6 month (depends on the credit card company) from the deposit.
probably the processor of the credit card kept some reserve and didn't pay all to Figfx. sooner the better.