Just signed up to this as I found it whilst looking for an exchange rate. I am a complete novice with this subject and not particularly savvy with money, my priorities tend to be elsewhere. I'm an expat Brit living and working in Thailand. I retire in a few years time and am thinking that it's time I started taking some interest in money management for when I am just living on a pension. I will be just dipping my toe in the water for now.