LBINARY have refunded my money

More likely, you've got a bank employee who doesn't want to do any work.

Asking for a supervisor in the fraud department can be a way around an employee who just doesn't care. If the issuing bank still doesn't want to follow policies, sometimes it's necessary to contact Visa or MasterCard directly. A bank that refuses to follow Visa and MasterCard policies can find its contract with those companies won't be renewed. Considering the losses of profit this would cost the bank, calls from Visa or MasterCard asking a bank to do the right thing are very seldom ignored.
 
Wouldn't happen to have a number for Visa would you Pharaoh??? :) As think it is the only way as the financial ombudsman is even agreeing with the banks, as they ignore common sense, emails etc in favour of clearly fraudulent documents sent by Lbinary :mad:
Wish I would bump into one of those Lbinary scammers.........thud!!!
 
If there's not a Visa emergency number on the back of your Visa card, go to Visa.com. To get to the phone numbers, you may have to find the page for lost/stolen cards. Once you have a number and get into the system, keep selecting 0 (zero) or asking for an operator. Eventually, you should get through to a human who can connect you to the correct department.
 
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