Thanks Annalise- I think you now know what I mean by empowered,
that is compared to when you first stumbled upon FPA-you feel like s*****t. Most of us don't know about chargeback and stuff like that, even though I ran a renovation business for many years.It's a long, slow learning process, hey!
Yes, I knew how to take precautions on line, but how do you compete with these guys. That Chris Jones (not his real name)-is so quick and devious with new angles of attack every week, and I believe he enjoys ripping people off. How else would he have the gaul to ring the next day and ask for more money to trade you further into debt? My best attack was to cease all communication with him after I sent damning letters to all the email addresses I could at OFM. Please note I followed the big guns tactics to the letter.
Your next big move will be to reinforce your argument when you get OFM'S rejection of your claims. Put in the info above bout the diversions. Oh-and thanks for putting that info on line-that may be the very bit of information another victim may use to win his case! The key to your chargeback of course is FRAUD- but reinforcement is good, because if push come to shove the calls could probably be traced, and OFM would probably pay out when that info comes out of the blue!
The other important thing to know- you are probably more knowledgeable than most of the bank staff at the mo about the diversions.
This is unfortunate, because we, (the Forum) run on the FLY(real time-24/7) the banks have to follow their old archaic systems-
I reckon there are so many chargeback cases happening, that the finance companies have made sweet heart agreements to one another,like- Ummmm!!!!!!! This week I'll send you my complaint-but i'll give you another week or so to send your complaint back-tediousssssssssss-hey- but that's how it works!!!
take care and good luck-
Tolly
that is compared to when you first stumbled upon FPA-you feel like s*****t. Most of us don't know about chargeback and stuff like that, even though I ran a renovation business for many years.It's a long, slow learning process, hey!
Yes, I knew how to take precautions on line, but how do you compete with these guys. That Chris Jones (not his real name)-is so quick and devious with new angles of attack every week, and I believe he enjoys ripping people off. How else would he have the gaul to ring the next day and ask for more money to trade you further into debt? My best attack was to cease all communication with him after I sent damning letters to all the email addresses I could at OFM. Please note I followed the big guns tactics to the letter.
Your next big move will be to reinforce your argument when you get OFM'S rejection of your claims. Put in the info above bout the diversions. Oh-and thanks for putting that info on line-that may be the very bit of information another victim may use to win his case! The key to your chargeback of course is FRAUD- but reinforcement is good, because if push come to shove the calls could probably be traced, and OFM would probably pay out when that info comes out of the blue!
The other important thing to know- you are probably more knowledgeable than most of the bank staff at the mo about the diversions.
This is unfortunate, because we, (the Forum) run on the FLY(real time-24/7) the banks have to follow their old archaic systems-
I reckon there are so many chargeback cases happening, that the finance companies have made sweet heart agreements to one another,like- Ummmm!!!!!!! This week I'll send you my complaint-but i'll give you another week or so to send your complaint back-tediousssssssssss-hey- but that's how it works!!!
take care and good luck-
Tolly