1. I don't really know if a broker is a book or counterparty broker.
2. I believe this link could help you https://www.compareforexbrokers.com/best-forex-broker/lowest-spreads/
Some highlighted names from the list: PepperStone, HotForex and eToro. These are common names for about 10 years so...
it's not too long but you should take virtual wallet as Skrill or Neteller, you can get fund within 24 hours and you can use those amounts to spend on online services.
This is not involving to forex but I still appreciate your report. I often receive emails that I have received money from Payoneer and the email include a link for me to click on, that link forward me to a scam site that looks 100% payoneer login page, of course my chrome auto-fill doesn't work...
I submitted a review to hotforex in review section but seems it never shows up, can FPA moderator team remove a pending review without any notification?
Sorry but seems you cannot get back the money, he blocked you and Telegram and Skrill don't protect sender, I think your Skrill account is not VIP and no chargeback.
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