I agreed that Forex Trading Group would manage my 37K investment. If they delivered as they projected my account would grow to $115,800 in 12 months (the first week they actually lost $3,100!) From the profit of $88,800 they would deduct $17,760 (20%) as an incentive fee which I expected. But now comes the horror: on the top of the incentive fee they charged me $10 commission for each traded lot, which I didn't expect or were told. The broker's web site clearly stated that no commission is charged! So, for the total of 14 trades they gabled 750 bucks extra. If they averaged the same number of lots for 52 weeks, their commission would be staggering $39,000 (750x52)!!! That's were the incentive was: the more lots they bought or sold the more money they took in regardless what results they produced! And if they happened to make a profit, the 20% incentive fee was just a bonus! For the broker it's a win-win situation without taking any risk. In summary; from the profit of $88,800 they would keep total of $56,760!!! But wait; that's not the end to it: I had to pay 2 pips (about 20 bucks) commission for each return trade also to InvestTechFx who is my ZuluTrade broker. That would be another $14,560 (15x52=728x$20) which would leave me with a net profit of $17,480 providing that they would deliver projected 20% per month. However, if they continued losing money in the same pace as the first week, my account would be totally wiped out in about 6 months! It's not difficult to realize what happened next: the Forex Trading Group got the boot! I still maintain accounts with ZuluTrade and InvestTechFx in hope that they will refund me money I lost with them due to technical malfunction of their trading systems. My requests, so far, went nowhere and I am planning further action. But that's another story which also could be a valuable lessen. So stay tuned!