XM review: Regulations, Platforms, Features and Ratings.

Wowww, XM withdrawal process is very fast within 1 hour with online bank transfer in Indonesia. I'm amaze how they can do this so quick for the withdrawal. Overall, my review is 5 star for this perfect broker. I'm a user, not a paid person to write a good review. Soo, this review is came out from user.

The customer service is so helpful and there is no price manipulation. I hope XM could improve more by applying a fix rate deposit such as $1 = Rp.10.000 so trader could trade with more balance and espescially there is no spread from the local depositor.

PLEASEEE. IF YOU ARE A SERIOUS TRADER, DON'T TAKE THE BONUS ACCOUNT. Because there is a lot of rules that you need to obey in order to trade at XM. Most problem is came out from the bonus account user who against the rule.

XM is a honest and trusted broker, i recommended this broker for you all -BR141

I've been with XM since 2020, they are a good broker from my experience so far until this year of my review 2022. Easy deposits and easy withdrawals. I've never had a problem withdrawing from them. With their micro accounts they made it easy for beginners to start trading small which I love a lot. Their account bonusses really helps a lot as a beginner trader also. They are recommended by me for a fact if you are just starting out. When you get more experienced you can select a different account from them and still enjoy them. Thank you XM for the great work so far.

I tried the Ultralow micro account, spreads where tight as promised, even during news times, it was still better than i some other brokers.

i did compare spreads myself.

Regarding deposit and withdrawal, i used skrill, deposit was literally instant, withdrawal took 30min max.

Chat support is good, agents respond pretty fast and are aware of the details, i liked it too.

what i didn't like was the MT5 platform, the news tab wasn't working, i had to keep switching windows to stay updated, i hate that.

and autochartist can't be integrated with the XM MT5 account, live chat agents couldn't help me regarding these two matters.

and the XM mobile app, it is not good at all and way too simple, I had to use MT5 mobile app if i wanted to do some decent analysis on the go.

overall, XM is a good broker and i liked my experience despite these downsides, but had to leave XM for a better platform at another broker.

I have been using Xm since 2017, and everything was fine, I was really losing more 'money than I was making and until August 12, 2020 when I spotted a really good opportunity that I jumped on on NZDUSD and make a really good profit of over $ 3000 which allowed me to cover all the losses I had experienced before. And this is what raged at the broker, so they changed my leverage by forbidding to use leverage above 1: 100 while he offered 1: 888, then all my bonuses were taken from me , then he offered a possibility to withdraw the profit by bank, when I tried they told me that they cannot authorize my withdrawal by bank. So many complications followed and I asked myself why all this today? Why wait until the day that I become profitable to change their policy when I have already been using the same strategy for 3 years? I believe that with xm everything is fine if the client loses money but as soon as you become profitable expect unpleasant surprises. I don't recommend this broker if you want to become a professional trader.

Trading experience - Platform response - 5/5
I joined and got validated on XM in early February 2020. I began trading with a fairly decent account that has since grown close to 190% largely due to the ability to utilize my strategy on their ultra low standard accounts where the spreads are low - based on the industry average - above average spreads favourable for most assets.

Customer care - 5/5
The customer care service is just a button away in the members area! Available in under a minute from clicking the button. They are quick to guide and assist on whatever you ask them.

Access to funds - Settlement/Withdraw - 5/5 - Industry best
Withdraws or settlements typically take under 2 hours via the MOBILE MONEY(AIRTEL OPTION) which is quite fair. I also notice that the currency conversion rate is taken at market.

Education - 5/5 - Industry best
The research and metrics shared via their research and education is surely quite the best. The only broker that can compare to them is IG but still XM beats them at indepth analysis. Believe me when I say so as I am in research and analysis in my dayjob.

Final Comment:
I respect other people's reviews but those trying to tarnish XM. Please step up to the challenge or opt for another broker but don't bring it down especially when their services are surely unprecedented! I overall give them a 5/5 - 100%