Can someone please help me! Learn to trade is a joke…All they won’t is $$$$$, I don’t know what to do to get my money back!!!! I have been reading your posts and I feel sick to the stomach. I have paid $20,000.00 Australian to "Learn to trade". $10,000. was meant for training and $10,000. that they have been holding since December last year and said I would be allowed to trade with once I was good enough, within that they would take 20% and I would get 80%. I am sick and was allowed to take my funds out of my Kiwi saver in New Zealand where I live, due to terminal illness. I thought I could turn my money into a little more for my Children. I have handed it all to learn to trade, as they made promises of one-on-one coaching, learning to trade like a professional with the help of their amazing software that I am being charged $149.00 A month for! I paid $5000.00 for the first course, then I got the hard sell on doing the next stage, the first course left me with more questions than answers, I asked how long it would take for me to start using my 10K and was told about 6 months. When you are not well time is very important! They knew I was not well but told me I would pick it up easily and increase my money very quickly. After I had paid them the money I started on the next stage of the course. First thing I was told is that forget everything you were told in the $5000. course as they don't know what they are talking about. My personal coach came on to my smart charts and took everything off that I was told to put on in the first course, told me my charts looked like an aboriginal drawing, and he took what I had put on my charts off. He told me about a holiday and the next 30min lesson about how he missed his daughter. So, I asked for a new coach, over and over and I never got a reply or a new coach. How do you learn when on Monday you are taught something and on Tuesday you are told that is not correct? They are contractors that openly say they don't like using smart charts, and the only thing they have in common is that they don't agree on anything! I knew it would be a waste of time asking for a full refund so I just asked for my money back. The 10K they have taken from me, and I was told 'Further to correspondence and discussions between us this is to advise you that LTT's management has considered your request for a refund but decided not to offer it." A REFUND THEY HAVE 10,000.00 of my money. It was a generic email, they also told me if I wasn't happy go to AFCA and make a complaint. I can't believe in trying to increase my money to leave my Children I have handed it over to such cold heart people who don't care. With living in NZ. I don't know if I should do a complaint from here or in Australia. Any help with this would be much appreciated. I am not meant to be under any stress, and this is keeping me awake at night! I started in December, and I still don't have a trading plan. When I asked my personal coach if we would be making a trading plan, he sent me his. I don't trust them; they make promises that they can't fulfil. None of these people work for learn to trade they are just contractors. I have attached the letter I was sent after I asked for my funds to be returned! I also attached the email I sent them for my money back. And lastly the last email I sent them that they didn't even reply too! These people scam you out of your money by making promises that they don't deliver. I don't normally ask for help but I am beside myself, how could I have been so stupid. Sue